BHIM – Making India Cashless - App Overview

Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, & bank accounts for quick money transfers online. BHIM is developed by the National Payment Corporation of India (NPCI) as a part of the Digital India initiative. BHIM is made in India and dedicated to the service of the nation.

How does it work?
Register your bank account with BHIM, & set a UPI PIN for the bank account. Your mobile number is your Payment Address, & you can simply start transacting. Yes! It is that simple.

How to Transfer Money Online?
Make Cashless Payments or receive money from friends, family and customers through a mobile number or payment address. Instant Money Transfer can also be made to an unregistered user using Mobile number, Account number +IFSC and Aadhaar Number. You can also collect money by sending a request and reverse payments instantly if required.

Check Balance:
You can check your bank balance and transactions details on the go.

Custom Payment Address:
You can create a custom digital payment address in addition to your phone number.

QR Code:
Now scan QR codes without logging into the app. Merchants can easily print their QR Code for display.

Block/ Spam:
You can Block/Spam users who are sending you to collect requests from illicit sources.

Pay using Aadhaar:
Make seamless transactions using Aadhaar number.

Transaction Limits:
Per transaction maximum limit of Rs. 40,000
Per day maximum transaction limit of Rs. 100,000

Note: If you have accounts in the following five associate banks SBH, SBBJ, SBM, SBP & SBT please choose SBI from the list of banks as they have merged with SBI.

Download QR-Code

‎BHIM – Making India Cashless

Developer: National Payments Corporation of India (NPCI)

Price: Free

Requirements:
Before you register on the app, please ensure the following:
• You have a valid Debit Card for your account
• You have linked your Mobile Number with your Account
• Your registered mobile no. is present in the same device as the BHIM app
• You have registered your account for Internet/Mobile Banking